We want YOU to win Red Sox Tickets!

Refer your friends to Cavallo and Signoriello Insurance Agency for your chance to win Sox tickets! For every referral, with email and phone contact information provided, you and your referral will be entered into a drawing for Boston Red Sox tickets! The winner of this drawing will receive two tickets to a game this season! Good luck!

For more information, visit our website.

It's almost impossible to live without health insurance these days

With the rising costs of health care, some people are finding it difficult to find affordable coverage. Whether your employer does not offer health coverage, or you are self employed, you may find yourself in a position where you need to seek your own health insurance policy.

Health insurance policies most often provide coverage for:
•Doctors visits
•Prescriptions
•Medical Testing
•Specialized care
•Surgical procedures

Although every health insurance policy is different, typically you can work with your insurance agent to create a policy that best suits your lifestyle and needs. It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy. Most insurance agents can offer you two types of health care coverage:

Indemnity Plans (or Fee-for services plans)
•Cafeteria/Flexible Spending Plans
•Indemnity Health Plans
•Basic & Essential Health Plans
•High Deductible Health Plans (HDHP)
•Health Savings Accounts (HSA)

Managed Care Plans
•Health Maintenance Organizations (HMOs)
•Preferred Provider Organizations (PPO)

Your insurance agent may also provide Medicare supplements, long term care, income protection, etc. Contact Cavallo and Signoriello Insurance today for a free health insurance quote and more information on all of the policy options we offer.

Restaurant Coverage

A quality dining experience is the convergence of a number of factors. Unfortunately, each of these factors carries a number of risk concerns, which include everything from the quality of the food, to the cleanliness of your establishment, to the safety of the kitchen.

At Cavallo and Signoriello Insurance we offer general and specialized restaurant liability insurance that can address your unique risk exposure, including:

•General Liability Coverage
•Liquor Liability Coverage
•Workers Compensation Insurance
•Food Contamination Insurance

Contact us to learn more about our restaurant insurance coverage today!

Are you a landscaper in need of insurance?

You've come to the right place! Landscaping is no easy task. It takes a crew of dedicated, hard-working specialists to turn green into gorgeous. A faulty tool, a lapse of concentration, or even an uncooperative tree can turn the task at hand into a liability nightmare.

At Cavallo and Signoriello Insurance, we can tailor a landscaper’s insurance policy to protect you and your crew from:
•General liability issues
•Commercial liability issues
•Vehicle and equipment malfunction or damage

Contact us today to learn how our landscapers insurance can give you the protection you need, at a price you can afford.

Massachusetts Most Common Claims

In Massachuetts, the top 5 most common claim types are listed below:

1. Water Damage
2. Wind Damage
3. Physical Damage
4. Theft/Burglary
5. Freezing Water (including bursting pipes)


Water Damage
Wind Damage

Physical Damage

Theft/Burglary

Freezing Water (includes bursting pipes)

(Information obtained from the Allstate Common and Costly Claims)

Are you a Business Owner?

Insurance is important for any business; there is no doubt about that. However, is it not the kind of coverage a business owner should rush through purchasing. Buying business insurance is a complicated process and you want to make sure you have an insurance agent who will take the time to ensure that you have all of the policies your business needs to operate smoothly. Many business owners assume that purchasing a Business Owners Policy (BOP) is the only type of insurance they will need, but this is not the case. Although BOPs are useful for most businesses, it is also wise to purchase other business insurance policies to go along with a BOP that meet the specific needs of your business.

Many insurance agencies can offer the following business insurance coverage:
•Business Owners Policies
•Worker’s Compensation
•General Liability
•Errors & Omissions
•Commercial Auto
•Commercial Property
•Group Benefits
•Professional Liability
•And much more…

A business is a huge investment; do not leave it to chance by having inadequate insurance coverage. Cavallo and Signoriello Insurance is a business too, so we understand the importance of comprehensive coverage. We offer many options for business insurance, no matter how big or small your business may be. Contact us today and fill out our free business insurance quote form!

Helpful Auto Accident Tips

If you were in a car accident, would you know what to do? For many people, the course of action after a collision is very puzzling. Here’s a few tips to help you out:

1. Turn on your hazard lights and move your vehicle if possible. This can prevent a second collision.
2. Do not discuss who was at fault. Let your insurance company battle it out.
3. Call the police. If somebody is injured, call 911 immediately.
4. Exchange information. This includes name, address, number, insurance info, and vehicle info. Obtain info from witnesses as well.
5. Talk to the police. Write down his/her name and department. Ask for the incident number.
6. Take photos of the car and surrounding area. If you do not have a camera, write down the names of streets and possibly draw a quick diagram.
7. Call your insurance company. The sooner the better! Most companies offer tow services as well.

We hope that you never get into an accident, but if you do, remember these tips!